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Protection

You, your family and your home will be protected.

LIFE COVER

A life insurance policy pays out in event of premature death either a lump sum or regular monthly instalments. The money can be used to i. clear off any mortgage debt leaving the house debt free ii. replace your lost income offering financial support to your partner to assist with your child(rens) upbringing iii. future financial security for child(rens) university fees etc.

CRITICAL ILLNESS COVER

A critical illness policy pays out a lump sum in the event of you, or your child(ren) being diagnosed with a critical illness (Cancer, heart attack, benign brian tumour, MS). The illnesses which can strike at any age will be life changing not only to the person diagnosed but their family. The plans can be tailored to your specific budget and the pay-out will alleviate financial worries whilst the diagnosed is trying to recover.

INCOME PROTECTION

Depending on what type of income protection plan you take out the policy can pay a regular tax-free monthly income either when i. you are unable to work through illness/injury ii. compulsory redundancy or having to cease self-employment through no fault of your own. Different income protection plans have their own specifics regarding % of income one can protect, deferred period for pay-out to start, length of pay out period. The monthly benefit sum can be used to pay your mortgage, bills, food, living expenses and other financial commitments.

BUILDING & CONTENTS

Building Insurance is a requirement of a mortgage lender.

Buildings insurance covers the structure of the property (Walls, Roof, Windows etc.) as well as fixtures and fittings (fitted kitchen units, bathrooms). Contents insurance covers furniture, white goods, TV’s, Laptops etc. You you can also choose to cover personal belongings away from the home, accidental damage, legal expenses and home emergency assistance. Landlord insurance is designed to cover a buy to let property  so that landlords are not left financially out of pocket from an investment in which they’re ideally looking to take an income. Kelli Wilson trading as KW Mortgages act as a credit broker not a lender for buildings, contents and landlords insurance.

  • 01
    LIFE COVER
  • 02
    CRITICAL ILLNESS COVER
  • 03
    INCOME PROTECTION
  • 04
    BUILDING & CONTENTS

Quality, Honest and Professional advice throughout the North West, Northern Ireland & the UK.

As the biggest investment you are likely to make it is important that you have in place adequate insurance to protect your largest asset in event or death, inability to work, damage and loss.

LIFE COVER

A life insurance policy pays out in event of premature death either a lump sum or regular monthly instalments. The money can be used to i. clear off any mortgage debt leaving the house debt free ii. replace your lost income offering financial support to your partner to assist with your child(rens) upbringing iii future financial security for child(rens) university fees etc.

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CRITICAL ILLNESS COVER

A critical illness policy pays out a lump sum in the event of you, or your child(ren) being diagnosed with a critical illness (Cancer, heart attack, benign brian tumour, MS). The illnesses which can strike at any age will be life changing not only to the person diagnosed but their family. The plans can be tailored to your specific budget and the pay-out will alleviate financial worries whilst the diagnosed is trying to recover.

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INCOME PROTECTION

Depending on what type of income protection plan you take out the policy can pay a regular tax-free monthly income either when i. you are unable to work through illness/injury ii. compulsory redundancy or having to cease self-employment through no fault of your own. Different income protection plans have their own specifics regarding % of income one can protect, deferred period for pay-out to start, length of pay out period. The monthly benefit sum can be used to pay your mortgage, bills, food, living expenses and other financial commitments.

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BUILDING & CONTENTS

Building Insurance is a requirement of a mortgage lender.

Buildings insurance covers the structure of the property (Walls, Roof, Windows etc.) as well as fixtures and fittings (fitted kitchen units, bathrooms). Contents insurance covers furniture, white goods, TV’s, Laptops etc. You you can also choose to cover personal belongings away from the home, accidental damage, legal expenses and home emergency assistance. Landlord insurance is designed to cover a buy to let property so that landlords are not left financially out of pocket from an investment in which they’re ideally looking to take an income. Kelli Wilson trading as KW Mortgages act as a credit broker not a lender for buildings, contents and landlords insurance.

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How to find us
155 Spencer Road Derry-Londonderry BT47 6AH

CONTACT

Kelli Wilson trading as KW Mortgages is an Appointed Representative of PRIMIS Mortgage Network which is a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority. 

Your home may be repossessed if you do not keep up payments on your mortgage.

We do not charge a fee for initial consultation or insurance advice. However, depending on your circumstances and the mortgage product, if we charge a fee it will range from £250 - £300, which will be payable on receipt of a formal mortgage offer. The fee will be discussed and agreed with you at initial consultation.  

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

+44 7834 029614
office@kw-mortgages.com
Kelli Wilson trading as KW Mortgages is an Appointed Representative of PRIMIS Mortgage Network which is a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority. 

Your home may be repossessed if you do not keep up payments on your mortgage.

We do not charge a fee for initial consultation or insurance advice. However, depending on your circumstances and the mortgage product, if we charge a fee it will range from £250 - £300, which will be payable on receipt of a formal mortgage offer. The fee will be discussed and agreed with you at initial consultation.  

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

© 2022 KW-Mortgages | Kelli Wilson Mortgages & Protection
© 2022 KW-Mortgages | Kelli Wilson Mortgages & Protection
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